Don't Do A Car Finance Before You Watch This! i financed a car and don’t want it

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Don’t Do A Car Finance Before You Watch This!

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Don't Do A Car Finance Before You Watch This!

Don't Do A Car Finance Before You Watch This!

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Don't Do A Car Finance Before You Watch This!
i financed a car and don’t want it
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42 comments

GOT MUSIC 21/11/2021 - 2:52 Chiều

I've always wanted a Mercedes e class 220 cdi, the car I want costs 6k. instead of getting a finance, I've set up a goal for my self, put 500 dollars aside every month for 12 months, and then I can buy it with cash.
Never finance a car! You're not getting a car, when you apply, you apply for a loan.

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stephen richards 21/11/2021 - 2:52 Chiều

Driving around at the wheel of a car while explaining something that might be very important, IS STUPID !!

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Ali Khan 21/11/2021 - 2:52 Chiều

Park the car & then talk.

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Dominic Joyce 21/11/2021 - 2:52 Chiều

He bought a brand new car! That was his mistake

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stephen richards 21/11/2021 - 2:52 Chiều

Doing important and complex video in a car is stupid. It doesn't allow your viewers to see and grasp the info and the video is about you transferring your knowledge to me. Twice i tried to watch and gave up both times

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seckinboy 21/11/2021 - 2:52 Chiều

I disagree,

Let’s say you bought a car for 20k and put no deposit down with £300 monthly payements after 24 months you go to sell the car and it’s worth 10k. Yes you haven’t paid enough of the finance off so you will have to dip into your pocket. But it’s the same thing when you buy cash. You will still sell for 10k after 2 years. Just with the finance you haven’t paid 10k depreciation yet. I’m for finance. And most successful business men are too. You just need to the right choice for you.

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Clinton Maria 21/11/2021 - 2:52 Chiều

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Dan MGTOW Bruno 21/11/2021 - 2:52 Chiều

Lol I think completely differently I normally just buy a nice reliable £1000 car like my recent VW Passat TDI that will proberly last me a long time.

I rather have savings and see more of my payslip every month.😂💯

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Elmo 21/11/2021 - 2:52 Chiều

On PCP finance, there is something call ‘guaranteed future value’ so the equity should not be negative (guaranteed balloon payment). Don’t know how it works on HP but gather that’s what you’re on about?

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Angel bluerider 21/11/2021 - 2:52 Chiều

your 100% right. ill never finance any car ever again. banks and finance stealing your money. i buy everything cash now. you cant afford it dont buy it.

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Hienie Nguyen 21/11/2021 - 2:52 Chiều

man thank you for your words man! i definitely needed to hear this. i want my first car and i really want to make sure what i am getting into.

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A O 21/11/2021 - 2:52 Chiều

if you do your calculations early based on your income and how much you'll be spending and saving per year, i don't see the problem. your friend probably didn't calculate the costs, or even check the duration of the agreement before he thought about selling the car, that's why the interest was so high. he probably even had 2 more years to go on the contract

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xvc00 21/11/2021 - 2:52 Chiều

or is it better you go with a bank loan with some interest. then car dealer gets their full money and you get your car.

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rufdymond 21/11/2021 - 2:52 Chiều

People need to realise that the car business is all about selling loans…its isn't really about selling cars, the finance is where they make their money, always remember that. Just go into the car showroom and tell them you're paying cash and see the look of horror on the sales persons face.

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r a 21/11/2021 - 2:52 Chiều

Is this for the many utter dummys out there, as this was class 1 at 5 yrs old, arithmetic and common sense for idiots. I learnt nothing. What about warning peeps of their maximising trade in, minimising purch cost after negotiating on both, minimising the apr rate, look for around 6% or less and no doc/admin/fees, and ensure with what he is saying that you are not paying for the Brooklyn Bridge, or Tay Bridge, within your quote just because your comfortable with the monthly payments, ie no unwanted ins/warranties leather cleaners, and no rip off int., done 55 secs

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Tina Cape 21/11/2021 - 2:52 Chiều

Loads ripped off prsonal loan 3.9% then you own it.

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Soldier of YAH 21/11/2021 - 2:52 Chiều

What about having a paid off vehicle as a secondary along with the financed vehicle?

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Stephen Murray 21/11/2021 - 2:52 Chiều

I thought PCP was just like renting? You pay monthly for use of the car and then at the end of the three (for example ?) years you have the option of paying the rest of the car of in one payment and keeping it or simply handing it back? Why not just hand it back and get a new car every three years then? Whats the problem?

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J. 21/11/2021 - 2:52 Chiều

Just get PCP. So you don’t get ripped off when you want to sale the car because you don’t own it

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Tank The Pitbull 21/11/2021 - 2:52 Chiều

I looked at financing an Audi R8 spyder. The deal was £30,000 deposit, followed by 47 monthly payments of £1,300. At the end of the duration of agreement the option to purchase fee was £65,000. Although the retail price of the car £135,000. If I were to finance the car over the period 47 months I would have payed £156,100 in total for the car. Considerably more than the retail price. I decided to decline the deal because I could not afford it. It’s best to save up a lump sum and purchase a vehicle in cash.

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J B 21/11/2021 - 2:52 Chiều

Lot of noise in the cabin of your car.

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MoparFam 300C 21/11/2021 - 2:52 Chiều

But what if I don't sell the car and keep it as long as I want?

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Vildis Slabovas 21/11/2021 - 2:52 Chiều

2:37 your roof is leaking?

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Evert Comer, III 21/11/2021 - 2:52 Chiều

What is a ballon payment?

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Tony Parkin 21/11/2021 - 2:52 Chiều

You pay the amount the car depreciated. Not off the car.

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pavzutube 21/11/2021 - 2:52 Chiều

Ok do you need to drive to talk about this !?

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Shofar So Good 21/11/2021 - 2:52 Chiều

This isn't a screw over it's every loan ever. Banks get their interest first.

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Dawn Flavius Princesstrill 21/11/2021 - 2:52 Chiều

Good advice

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Davidskeeter Skeeter 21/11/2021 - 2:52 Chiều

If I can’t afford to buy a car outright,,I don’t buy it,,I save up,!,,if you think I’m just a miserable old fart,,,,I’ll tell you I’ve just taken delivery of my brand new Bentley GTC,,quite east when you’ve paid no interest on car loans for 29 years,😂😂😂😂

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Chicken Fried Rice 21/11/2021 - 2:52 Chiều

Pay cash for a car you can afford. Pay yourself a car payment every month and invest that money. Come back five years later and tell me what you have. People have to learn to get out of the car finance mindset.

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Apple Crider 21/11/2021 - 2:52 Chiều

YES! Buying used cars in cash! Car payments are wealth killers!
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Dab Emoji 21/11/2021 - 2:52 Chiều

If you can’t buy it cash, you can’t afford it lol

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philboytano 21/11/2021 - 2:52 Chiều

Hey its Rob Kardashian!

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Tom Brett 21/11/2021 - 2:52 Chiều

So basically did your friend not realise he was in negative equity when selling his car?

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Wiled man 24 21/11/2021 - 2:52 Chiều

He payed interest is what he's saying. Yeah that's what happens.

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taker610 21/11/2021 - 2:52 Chiều

Every loan you take out is going to be repaid interest first. Your friend wasn't ripped off he was just a little naive about finance. Save for a large down payment or just pay extra towards principle every month.

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whiteweewee 21/11/2021 - 2:52 Chiều

did you friend do a PCP or HP?

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Kev R 21/11/2021 - 2:52 Chiều

I know people that weren't even aware that their car is on lease and they have to pay the balance, refinance the balance or trade in after 3 year.
I like to take my cars on a 5 year finance deal so after the last payment I own the car outright – yes I pay more per month that way but I am also not limited to how many miles I do which is usually 20k per year!

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Dot Com 21/11/2021 - 2:52 Chiều

Good video. People are morons and think they own the car when they sign the dotted line… nope. When you finally do own it, it's never going to be worth more than what you owe.

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Dot Com 21/11/2021 - 2:52 Chiều

Good video. People are morons and think they own the car when they sign the dotted line… nope. When you finally do own it, it's never going to be worth more than what you owe.

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